Blog Archive

La ilaha illallah Muhammadur Rasulullah - Islamic Wallpaper

Kalma La ilaha illallah Muhammadur Rasulullah With Green Color Wallpaper.


Wallpapers of Inside Masjid Nabawi

Here are Islamic Wallpapers of Inside Masjid Nabawi.





Quran Verse About Birds - Islamic Wallpaper

Islamic Wallpaper of Holy Quran's Verse regarding Birds along with Clouds.


Upcoming 2012 Laptops

New Year 2012 with New inventions and new technology. Presenting a series of new designs laptops from the site Whatzmore.com.If you need further details, here is the link of newly design laptops New Upcoming Laptops In 2012 (Click Here)

Explanation and meaning of technical terms in a mutual fund factsheet : EXPENSE RATIO, PORTFOLIO TURNOVER, STANDARD DEVIATION, SHARPE RATIO and BETA

EXPENSE RATIO

This is what investors pay the fund house for managing their funds. It includes the cost for managing and operating the fund, besides the administrative and sales expenses. While equity funds can charge an expense ratio up to 2.5 per cent, debt funds can charge up to 2.25 per cent. Say, if you have invested Rs 10,000 in a fund with an expense ratio of 1.5 per cent, you will be paying the fund house Rs 150 annually to manage your investment. A higher expense ratio will mean lower returns as it is deducted every year. The net asset value (NAV) of a fund is calculated after considering its total expenses.
PORTFOLIO TURNOVER

This measures the frequency with which a fund house buys and sells stocks. If it does so frequently, it will incur higher transaction costs. This will, in turn, impact the returns since higher costs mean lower returns for the investor. Portfolio turnover is calculated by taking the total number of new scrips bought or sold (which ever is lesser) and dividing it by the total NAV of the fund.



 
STANDARD DEVIATION

The standard deviation of a fund tells us how much its returns have deviated from expectations, based on its historical performance. It measures the volatility and, hence, the risk. The higher the standard deviation, the greater will be the volatility of the returns. So, if the standard deviation is 50 per cent annually, the fund's returns can go up or down by 50 per cent from its average returns. These values are updated on a monthly basis.
SHARPE RATIO

This is used to compare a fund's risk-adjusted returns, per unit of the risk assumed. Simply put, it informs us if the returns are due to good investment decisions or the risk taken. The higher the sharpe ratio, the better the fund’s historical risk-adjusted performance. You can compare the sharpe ratio of your fund with the benchmark index.
BETA

This compares the fund’s volatility with that of its benchmark. It gives us a sense of how much one can expect it to fall or rise when the market moves down or up. Typically, if a fund’s beta is higher than 1, it is more volatile than the market. For example, if it is 0.5, the fund can outperform the market up to 50 per cent in a rising market. In a falling market, the fund is likely to underperform the market up to 50 per cent. That is, it has a history of fluctuating by 50 per cent.
 src: BS

Blood Pressure Monitor for iPhone

Finally Amazing accessory released for iPhone . World's first iPhone connected blood pressure monitor with built in online monitoring and measurement storage in it. iPhone Blood Pressure checker
Checkout..




  •  Connect the cuff cable to iPhone: Application starts automatically. Place armband around the arm above the elbow and click the start button so tat it will start. 
  • It will automatically averages measurements to produce significant results. 
  • Now flip the iPhone so that it can access measurement history and averages. 
  • you can also access your secure online space for later retrieval at withings.com or you can launch the  application on your iPod , iPhone or iPad
via NikzTrove.com

    Facebook is building a Phone - Leaked Photo

    Facebook is secretly making a cell phone of there own (they deny it), Sean Percival has posted a leaked photo of the new Facebook phone. they’re building the software for the phone and working with a third party to actually build the hardware. We have found a leaked photo. Same like we broke the news before for Google was working on a phone of its own, which was eventually revealed as the Nexus One.

    via StyleChanel.com

    Most famous Temples of Delhi : Birla Mandir,Kalkaji Mandir, Chattarpur Mandir, Iskcon Temple, Lotus Temple, Bala Hanuman Temple , Akshardham Temple, Aurobindo Ashramà, Gauri Shankar Temple, Kali Bari Mandir : values, faith, Importance, origin and visit times

    In an antique land like Delhi, the spirituality and devotion for the supreme self rises much higher than the soaring spires of old temples. The capital is dotted with serene temples that portray an impeccable blend of exquisite architecture and reverence, nestling under the shadow of evergreen trees. During the festive season,you can see hundreds of devotees hemming into offer their ovation,along with hundreds of coconuts,fragrant garlands and sweets. The temples are adorned with colorful lights that create a magnificent vista,glittering handsomely in the eyes of the devotees.





    Birla Mandir


    Birla Mandir also known as Laxmi Narayan Temple, it is ideally located in central delhi (Mandir Marg). This Temple which is dedicated to goddes of wealth,Laxmi and Narayana was built in 1938 by prominent Indian Industrialist Raja Bal Dev das Birla and inaugurated by Mahatma Gandhi. This Temple is built in Orrisa style and has man Idols representing various gods of Indian panthon.



    Kalkaji Mandir




    Situated beyond the commercial complex of Nehru Place this temple is dedicated to the Goddess Kalka Devi. Its oldest section dates back to 1764 and additions were made in the mid-19th century. However most of the building is modern thousands of pilgrims visit the temple specially in Octomber during the nine days of Navratras,when a huge fair is held here.





    Chattarpur Mandir

     
    One of the most popular hindu temples around Delhi,Chattarpur Mandir is located at a distance of four kilometer from Qutab Minar. The main temple is dedicated to Goddess Durga, while the devotees can also worship Shiva,Vishnu,Laxmi aur Ganesh in adjoining temples.During Durga puja days this place attractes a large number of devotees, who gather here to prayers. It is believed that tying a thread on a tree located in the temple premises will get the desired wishes fulfilled. It is a big temple complex that represents both South and North Indian style of architecture.






    Iskcon Temple

    Iskcon Temple is a complex of Temples which was Completed in 1998. Built on a hill place it is dedicated to the Lord Krishna and was built by the Hare Rama Hare Krishna cult followers. This complex is elegantly built and is one of the largest temple complexes in India. The main attractions of the temple are its central prayer hall and the temple museum. The festival of Janmashtami,the birth of Lord Krishna is celebrated here on a large scale.





    Lotus Temple

     

    It is a lotus shaped Temple Located in Kalkaji south of delhi, made up of marble,cement,dolomite and sand. It is open to all faiths and is an ideal place for meditation. It is a very recent architectural marvel of the Bahai faith,Bahai faith is the youngest of the world's independent religion. Fariborz Sahba, canadian architect of Iranian origin,spent 10 years in designing and project management,and with the help of a team of about 800 engineers,technicians,artisans and workers brought to realisation one of the most difficult construction of the world.



    Bala Hanuman Temple

    The elegant temple stands on the south-eastern side of Ranmal Lake. The 24 chanting of the Mantra 'Sri Ram,Jai Ram,Jai Jai Ram' which has been going in the temple since August 1,1964, has earned a place in the Guinness Books of world Records.





    Akshardham Temple

    The embrosial Akshardham Temple nesting on the banks of river yamuna over 100 acres of land, the Temple is a modern signature of exquisiote beauty. It is one of the biggest and most intricate religious of worship ever constructed. The temple affords a beautiful matrix of marble and Red Stone with many alluring sculptures that embellish its periphery.The temple is a desired fruit of 5 years of non stop and round the clock construction.





    Aurobindo Ashramà

    It is located on the south of Dehi near the Indian Institute of Technology on the road of Maharauli it has literature on the life of Sri Aurobindo and the mother and has an Ashram where devotees can come to meditate.





    Gauri Shankar Temple

    The 800 year old Gauri Shankar Temple is located next to the Digambar Jain Temple on the main Chandini chowk road. One of the most important temples of shaivism (a sector of Hiduism that worship Lord Shiva) in the country. It has an 800 year old brown lingam encased in a marble representation of a female organ,surrounded by snakes made of silver,the lingam according to Hinduism represents a 'cosmic pillar,the center of universe,the life it self'. The auspicious day to visit the temple is Monday as it is considered to be the day of Lord Shiva.





    Kali Bari Mandir

    A stones through from Birla Mandir to the right is the much smaller but quite popular temple devoted to the Goddess Kali. Especially dear to the bengali community of delhi,Kali Bari Mandir in delhi is the centre of celebration during the festival of Durga Puja

    30,000 degree students of Vinoba Bhave University (VBU) would be using computerized answer sheets at their degree Part III examination



    For the first time, nearly 30,000 degree students of Vinoba Bhave University (VBU) would be using computerized answer sheets at their degree Part III examination commencing from Tuesday.



    Although college authorities fear that the students from rural background may not be able to fill the required information on the computerized first page of the answer books, the university has made elaborate arrangement to ensure that everything passes off peacefully.



    The university has distributed dummy copies of the first page of the computerized answer sheet along with admit card to the students well in advance to avoid any last-minute trouble at the examination hall.


    Vice-chancellor R N Bhagat said teachers of all the colleges have been directed to guide students in filling up the computerized sheet. "Since for the first time such answer sheets are being used, examinees would be given additional 15 minutes to fill it correctly," he added.



    Computerized answer sheets are regularly used for different competitive examinations where no one is present to guide the students. Using computerized sheet at university exam would also help students prepare for the competitive tests in a better fashion, he added.



    According to Bhagat, the computerized answer sheet has more safety measures than earlier answer sheets. "Now, answer books would be sent to examiners only after coding and result would be published after decoding them," he added.



    This would also help in completing the tabulation work in less time as compared to earlier methods and publish the results speedily, says an expert. The VC said the university is determined to regularize the delayed session of the university and is trying its best to adhere to the academic calendar circulated earlier.

    src:TOI

    Dravyansh Sharma of Delhi Public School, Meerut Road Ghaziabad with an overall aggregate of 98.6 per cent stood first in the overall merit list of students who appeared in class 12th examinations conducted by Central Board of Secondary Education (CBSE) from Uttar Pradesh and Uttarakhand

    Dravyansh Sharma of Delhi Public School, Meerut Road Ghaziabad with an overall aggregate of 98.6 per cent stood first in the overall merit list of students who appeared in class 12th examinations conducted by Central Board of Secondary Education (CBSE) from Uttar Pradesh and Uttarakhand and the results for which were declared on Monday.



    Sharma was closely followed in the second spot by Sachin Kumar of DAV Centenary Public School, Haridwar with an aggregate of 98 per cent followed by Kalyani Chaudhary of Army Public School, NOIDA, Gautam Buddh Nagar with 97.6 per cent.The fourth spot went to Sanchit Gangwar of Ben Hur Public School, Pilibhit with 97.6 percent while Paridhi Gupta of DPS Shastripuram , Agra with 97.4 percent bagged the fifth spot.



    Meanwhile, sharing her success story with TOI, Saumya Pandey of Allahabad Public School, who secured the sixth position with an impressive aggregate of 97.4 per cent, said, "To achieve something in life one must have a vision like that of former President Dr A P J Abdul Kalam, whose achievements in the field of missile technology are worth emulating."



    The girl whose career graph always maintained an upwards trend given the fact that she also topped the class 10th examination from the city two years back, owes her achievements to her parents and teachers who always encouraged her to do something big in life.



    She has got 100 in mathematics and chemistry, 93 in physics, 99 in physical education and 95 in English.

    Aspiring to join elite IITs and thereafter appearing in the civil services to become a future bureaucrat, Saumya said "There is no short cut to success and to reach the top one must devote at least 6 to 7 hours to regular studies round the year and accept the fact that there is no short cut to success."



    On the other hand the 8th position holder from the city, with an impressive aggregate of 94.4 percent from Tagore Public school, Neha Mehrotra has opted for a difficult combination but thinks that hard labour and focussed approach would see her through.



    With a score of in 95 in accounts, and 95 in economics, 99 in business, 89 in maths and 94 in English the city girl wants to first become a chartered accountant and thereafter appear in the civil services. Giving the credit of her success to her parents and teachers, she said that clearing the CA in itself is a Herculean task. 
    src:TOI

    The Chennai region has topped the rest of the country in pass percentage with 91.32% in the Central Board of Secondary Education's CBSE class 12 board exams this year 2011

    Releasing the Class XII results on Monday, CBSE said 91.32% of students who took the exam in the region had passed, well above the national average of 81.71%.



    The region, which scored over the national average on almost all parameters, however, saw a dip when compared to the performance in 2010. The pass percentage saw a dip from last year as did the individual pass percentages of boys and girls.



    CBSE does not release the list of top rankers nor the top marks. In Chennai, at least five students notched aggregate scores of 487 and above. Among the high scorers were S Divya of Modern Senior Secondary School in Nanganallur with 98.4% and K A Sumana of PS Senior Secondary School in Mylapore with 98.2%.



    School heads said that while there didn't seem to be much change in the number of centums in maths from last year, the number of centums in physics had gone down. Students had said earlier that physics exam was tough.



    While there has been a 1.84% increase in the overall pass percentage as compared to last year, there has been a 0.85% decrease in the pass rate in the Chennai region from last year's 92.17%. Only 89.79% of boys who took the exam this year cleared it against 90.5% last year. Among girls, this year's pass percentage was 0.56% lower than last year's 93.77%. This is still higher than the nationwide pass percentage — 77.83% for boys and 86.93% for girls.



    The regional average seems to have dipped because of the poor show by private candidates, of whom a mere 43.16% passed. Last year, the average was 45.4%.



    In all other categories, the regional figures were better than the national average. The pass percentage of students in Kendriya Vidyalayas and Jawahar Navodaya Vidyalayas in the region is higher than national average, with 94.73% of KV students and 98.32% of JNV students successful.



    Among those in independent schools (92.51%) too, the pass percentage was higher than the national average of 81.63%.



    The pass percentage has been fluctuating in the last five years. The Chennai region recorded a 16-year high in the All-India Senior Secondary Certificate Examination in 2010. In 1995, when the success rate was nearly as high only 19,479 students appeared for the exam.



    The number of students in the region increased by 9% this year, while there was a nearly 10% increase in the overall number of candidates across the country. As many as 7,70,043 students appeared for the exam in eight regions, including Chennai that covers Tamil Nadu, Kerala, Andhra Pradesh, Karnataka, Maharashtra, Goa, Puducherry, Andaman and Nicobar Islands and Daman and Diu. Some 62,587 students, including those from 970 schools, took the exam in 430 centres in the region.



    There has been a steady increase in the number of students taking the exams each year — from 34,550 in 2006 to 62,587 in 2011 — an 81.15% increase in six years.



    Senior principal of Bhavan's Rajaji Vidyashram Ajeeth Prasath Jain said, "This could be because the CBSE syllabus is the base for all-India entrance tests like the AIEEE and AIPMT, which are taken into consideration for admission to the National Institutes of Technology. Deemed universities have also allotted a certain percentage of seats for students clearing these tests." Another reason could be that parents were becoming more aware of the educational and exam reforms introduced by the board over the years. 
    src:TOI


    Samsung Mobiles Secret Codes Reveal


    Software version: *#9999#
    IMEI number: *#06#
    Serial number: *#0001#
    Battery status- Memory capacity : *#9998*246#
    Debug screen: *#9998*324# - *#8999*324#
    LCD kontrast: *#9998*523#
    Vibration test: *#9998*842# - *#8999*842#
    Alarm beeper - Ringtone test : *#9998*289# - *#8999*289#
    Smiley: *#9125#
    Software version: *#0837#


    Display contrast: *#0523# - *#8999*523#
    Battery info: *#0228# or *#8999*228#
    Display storage capacity: *#8999*636#
    Display SIM card information: *#8999*778#
    Show date and alarm clock: *#8999*782#
    The display during warning: *#8999*786#
    Samsung hardware version: *#8999*837#
    Show network information: *#8999*638#
    Display received channel number and received intensity: *#8999*9266#
    *#1111# S/W Version
    *#1234# Firmware Version
    *#2222# H/W Version
    *#8999*8376263# All Versions Together
    *#8999*8378# Test Menu
    *#4777*8665# GPSR Tool
    *#8999*523# LCD Brightness
    *#8999*377# Error LOG Menu
    *#8999*327# EEP Menu
    *#8999*667# Debug Mode
    *#92782# PhoneModel (Wap)
    #*5737425# JAVA Mode
    *#2255# Call List
    *#232337# Bluetooth MAC Adress
    *#5282837# Java Version
    Type in *#0000# on a Samsung A300 to reset the language
    Master reset(unlock) #*7337# (for the new samsungs E700 x600 but not E710)
    Samsung E700 type *#2255# to show secret call log (not tested)
    Samsung A300, A800 phone unlock enter this *2767*637#
    Samsung V200, S100, S300  phone unlock : *2767*782257378#
    #*4773# Incremental Redundancy
    #*7785# Reset wakeup & RTK timer cariables/variables
    #*7200# Tone Generator Mute
    #*3888# BLUETOOTH Test mode
    #*7828# Task screen
    #*#8377466# S/W Version & H/W Version
    #*2562# Restarts Phone
    #*2565# No Blocking? General Defense.
    #*3353# General Defense, Code Erased.
    #*3837# Phone Hangs on White screen.
    #*3849# Restarts Phone
    #*7337# Restarts Phone (Resets Wap Settings)
    #*2886# AutoAnswer ON/OFF
    #*7288# GPRS Detached/Attached
    #*7287# GPRS Attached
    #*7666# White Screen
    #*7693# Sleep Deactivate/Activate
    #*2286# Databattery
    #*2527# GPRS switching set to (Class 4, 8, 9, 10)
    #*2679# Copycat feature Activa/Deactivate
    #*3940# External looptest 9600 bps
    #*4263# Handsfree mode Activate/Deactivate
    #*2558# Time ON
    #*3941# External looptest 115200 bps
    #*5176# L1 Sleep
    #*7462# SIM Phase
    #*7983# Voltage/Freq
    #*7986# Voltage
    #*8466# Old Time
    #*2255# Call Failed
    #*5376# DELETE ALL SMS!!!!
    #*6837# Official Software Version: (0003000016000702)
    #*2337# Permanent Registration Beep
    #*2474# Charging Duration
    #*2834# Audio Path (Handsfree)
    #*3270# DCS Support Activate/Deactivate
    #*3282# Data Activate/Deactivate
    #*3476# EGSM Activate/Deactivate
    #*3676# FORMAT FLASH VOLUME!!!
    #*4760# GSM Activate/Deactivate
    #*4864# White Screen
    #*7326# Accessory
    #*7683# Sleep variable
    #*3797# Blinks 3D030300 in RED
    #*7372# Resetting the time to DPB variables
    #*3273# EGPRS multislot (Class 4, 8, 9, 10)
    #*7722# RLC bitmap compression Activate/Deactivate
    #*2351# Blinks 1347E201 in RED
    #*2775# Switch to 2 inner speaker
    #*7878# FirstStartup (0=NO, 1=YES)
    #*3838# Blinks 3D030300 in RED
    #*2077# GPRS Switch
    #*2027# GPRS Switch
    #*0227# GPRS Switch
    #*0277# GPRS Switch
    #*22671# AMR REC START
    #*22672# Stop AMR REC (File name: /a/multimedia/sounds/voice list/ENGMODE.amr)
    #*22673# Pause REC
    #*22674# Resume REC
    #*22675# AMR Playback
    #*22676# AMR Stop Play
    #*22677# Pause Play
    #*22678# Resume Play
    #*77261# PCM Rec Req
    #*77262# Stop PCM Rec
    #*77263# PCM Playback
    #*77264# PCM Stop Play
    #*22679# AMR Get Time
    *#8999*364# Watchdog ON/OFF
    *#8999*427# WATCHDOG signal route setup
    *2767*3855# = Full Reset (Caution every stored data will be deleted.)
    *2767*2878# = Custom Reset
    *2767*927# = Wap Reset
    *2767*226372# = Camera Reset (deletes photos)
    *2767*688# Reset Mobile TV
    #7263867# = RAM Dump (On or Off)
    *2767*49927# = Germany WAP Settings
    *2767*44927# = UK WAP Settings
    *2767*31927# = Netherlands WAP Settings
    *2767*420927# = Czech WAP Settings
    *2767*43927# = Austria WAP Settings
    *2767*39927# = Italy WAP Settings
    *2767*33927# = France WAP Settings
    *2767*351927# = Portugal WAP Settings
    *2767*34927# = Spain WAP Settings
    *2767*46927# = Sweden WAP Settings
    *2767*380927# = Ukraine WAP Settings
    *2767*7927# = Russia WAP Settings
    *2767*30927# = GREECE WAP Settings
    *2767*73738927# = WAP Settings Reset
    *2767*49667# = Germany MMS Settings
    *2767*44667# = UK MMS Settings
    *2767*31667# = Netherlands MMS Settings
    *2767*420667# = Czech MMS Settings
    *2767*43667# = Austria MMS Settings
    *2767*39667# = Italy MMS Settings
    *2767*33667# = France MMS Settings
    *2767*351667# = Portugal MMS Settings
    *2767*34667# = Spain MMS Settings
    *2767*46667# = Sweden MMS Settings
    *2767*380667# = Ukraine MMS Settings
    *2767*7667#. = Russia MMS Settings
    *2767*30667# = GREECE MMS Settings
    *#7465625# = Check the phone lock status
    *7465625*638*Code# = Enables Network lock
    #7465625*638*Code# = Disables Network lock
    *7465625*782*Code# = Enables Subset lock
    #7465625*782*Code# = Disables Subset lock
    *7465625*77*Code# = Enables SP lock
    #7465625*77*Code# = Disables SP lock
    *7465625*27*Code# = Enables CP lock
    #7465625*27*Code# = Disables CP lock
    *7465625*746*Code# = Enables SIM lock
    #7465625*746*Code# = Disables SIM lock
    *7465625*228# = Activa lock ON
    #7465625*228# = Activa lock OFF
    *7465625*28638# = Auto Network lock ON
    #7465625*28638# = Auto Network lock OFF
    *7465625*28782# = Auto subset lock ON
    #7465625*28782# = Auto subset lock OFF
    *7465625*2877# = Auto SP lock ON
    #7465625*2877# = Auto SP lock OFF
    *7465625*2827# = Auto CP lock ON
    #7465625*2827# = Auto CP lock OFF
    *7465625*28746# = Auto SIM lock ON
    #7465625*28746# = Auto SIM lock OFF

    Type *#9998*627837793# Go to the 'my parameters' and there you will find new menu where you can unlock phone.(not tested-for samsung C100)

    To unlock a Samsung turn the phone off take the sim card and type the following code *#pw+15853649247w# .

    Java status code: #*53696# (Samsung X600)

    If you want to unlock your phone put a sim from another company then type *#9998*3323# it will reset your phone. Push exit and then push 7,  it will reset again. Put your other  sim in and it will say sim lock, type in 00000000 then it should be unlocked. Type in *0141# then the green call batton and it's unlocked to all networks. This code may not work on the older phones and some of the newer phones. If it doesn't work you will have to reset your phone without a sim in it by typing *#2767*2878# or *#9998*3855# (not tested)

    Fort five-year-old Premlata Agarwal ,Mother of two daughters, became the oldest Indian woman to conquer Mount Everest

    Mumbai:  Premlata Agarwal became the oldest Indian woman to conquer Mount Everest on Friday, an official said here.  Mother of two daughters, one of whom is married, Premlata ascended the world's highest peak at 9.35 am, said a spokesperson for her sponsors.



    Fort five-year-old Premlata began her preparations to scale the world's tallest peak on May 6 when she went from the base camp at 18,000 feet to Camp 2 at 22,000 feet.



    Then, with the help of artificial oxygen, she reached Camp 3 at 23,000 feet and Camp 4 at 26,000 feet.







    She caught some rest on Thursday before embarking on her arduous climb to the summit at 11 pm, and finally reaching there after nearly 11 hours.

    Before conquering world's highest peak, Premlata went on a climbing exercise at 20,300-feet-high Island Peak in the Himalayas, besides going up and down the Everest base camps for over a month to acclimatise herself with the tough conditions and regime.



    Premlata has now become the first woman from the Marwari community to scale Everest. She has participated in several adventure events like the Karakoram Pass expedition, an ascent on Stok Kangri, and the first Indian women's Thar Desert expedition which involved a 40-day camel safari from Bhuj in Gujarat to Attari in Punjab.

    Mobile phones and computers with wireless internet connections pose a risk to human health and should be immediately banned in schools

    Mobile phones and computers with wireless internet connections pose a risk to human health and should be immediately banned in schools, a powerful European body has ruled. A Council of Europe committee examined evidence that the technologies have "potentially harmful" effects on humans, and concluded that immediate action was required to protect children, the Daily Telegraph reported.
    In its report, the committee said it was crucial to avoid repeating the mistakes made when health officials were slow to recognise the dangers of asbestos, smoking, and lead in petrol.
    The report also highlighted the potential health risks of cordless telephones and baby monitors, which rely on similar technology and are widely used. Fears have been raised that electromagnetic radiation emitted by the wireless devices can cause cancers and harm developing brains.
    Experts are divided on the issue. Les Barclay, the vice-chairman of the Mobile Telecommunications and Health Research Programme , said: "There is very little evidence for harmful effects. The powers that mobile phones emit are getting less and less."
    Paul Elliot of Imperial College London, who is leading a study on the effects of mobile phone use, said: "There are questions about whether mobile phones might have cognitive effects and affect sleep."


    Pay your commercial taxes anytime, anywhere online through e-remittances from six banks - SBI, SBM, SBH, Syndicate Bank, Canara Bank and Union Bank of India, without physically approaching an office of the Commercial Taxes Department in Karnataka

    Karnataka today became the first State in the country to launch an e-payment system for commercial tax payers.
    Speaking at the launch, Reserve Bank of India Deputy Governor Shyamala Gopinath wanted such a system to be adopted by other States.
    The system enables dealers to remit their commercial taxes anytime, anywhere, without physically approaching an office of the Commercial Taxes Department (CTD). 



    Karnataka Chief Minister B.S. Yeddyurappa launched a comprehensive e-Payment system for Commercial Taxes Department in Bangalore on Thursday. Photo: K. Gopinathan.


    Right now, e-remittances can be made from six banks - SBI, SBM, SBH, Syndicate Bank, Canara Bank and Union Bank of India.

    Chief Minister B S Yeddyurappa said more public sector banks would be added to the list going forward. He said the system would also help curb tax evasion.
    Mr. Gopinath launched the reconciliation portal of the CTD.
    Commercial Taxes Department officials said the new model was a “comprehensive e-payment reconciliation system” that would “run seamlessly from the dealer up to the government treasury”.
    The CTD collects more than Rs 2,000 crore per month and till now, these collections were by way of cheques by the dealers.
    Every month on average, more than one lakh cheques were received by various offices of the CTD and these are then sent to the agency bank, which in turn processed them and remitted to the government account.
    This involved a huge amount of manual work and at the same time, delay in realisations of amount and some cases of bounced cheques also. The reconciliation process was very difficult. Also, dealers were inconvenienced as they had to come to the respective offices and wait in a long queue to remit the tax. 
    src: TH

    IPL cheerleader Gabriella Pasqualotto fired for blogging on flirtatious cricket players

    South African cheerleader Gabriella Pasqualotto has become an internet sensation and a mini-celebrity back home after being kicked out of the IPL for secretly blogging on player behavior in post-match parties. The 22-year-old Gabriella, from Pietermaritzburg, was one of the 40 South African cheerleaders in the IPL and was employed by Mumbai Indians. She reportedly wrote about "flirtatious" and "inappropriate" behavior by the cricketers and even mentioned some of them. South African media reported that her blogs created "privacy concerns" for the players.

     
    Gabriella told the press she believed many cheerleaders had intimate relations with cricketers and accused her employers of being "hypocritical". Reports suggest she was sacked after a cricketer and another cheerleader complained to the IPL chairperson. value="http://www.youtube.com/v/tyiBySJsuzE&hl=en_US&feature=player_embedded&version=3"> name="allowFullScreen" value="true">name="allowScriptAccess" value="always">src="http://www.youtube.com/v/tyiBySJsuzE&hl=en_US&feature=player_embedded&version=3"
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    "On Tuesday last week I was sent home as if I was a criminal. I was treated as if I had taken drugs or done something awful and I was never offered an opportunity to give my side of the story," Gabriella told the Witness. "It's a joke. There are cameras everywhere at these after-parties watching what they (the players) got up to. The guys treated us like pieces of meat. We couldn't go anywhere without the crowds mobbing us and many of the girls did not behave. But nothing I wrote was directed at any one person. I think the cricketers who complained had a guilty conscience."


    Gabriella initially began to tweet comments about her experiences at the after-parties, and was then approached by a website to write a blog. After two posts created a sensation, she was sacked.



    One of her posts stated, "We are practically like walking porn. These cricketers are the most loose and mischievous I have come across. I have a long while still here, so I must remember my tip list: beware of the cricketers!"



    Already, support for Pasqualotto has been gathering steam on Twitter, forcing Cricket South Africa media officer Michael Owen-Smith to state that SA cricketers were expected to adhere to the board's code of conduct.



    Another post which she was forced to remove states: "The men see your face, then your b***s, then your a**, then your b***s again, Ol' Graeme Smith will flirt with anyone while his girlfriend walks behind him. The Australian cricketers are naughty, a certain someone played kissing catches with three girls. He told them, 'Come to my room, I want to cuddle'."



    However, she was all praise for a few Indian players: "The few Indian players we have met, such as MS Dhoni and Rohit Sharma have been very polite and keep to themselves in the dark corners.



    "Hotshots like Tendulkar with families at home are never present. The likes of Jonty Rhodes and Albie Morkel are notorious for having a good time with friends!"



    Pasqualotto, who lost a month's earnings, around 8000 rand, now says, "People think you are like handmaidens to the cricket gods, and I'm thrown out for a silly blog." Graeme Smith's agent Craig Livingstone refused to comment.

    Civil Services (Main) Examination 2010 results and topper is Ms S Divyadarshini from chennai and Ms Sweta Mohanty from Hyderabad is 2nd

    Ms S Divyadarshini has topped the Civil Services (Main) Examination 2010, the results of which were announced today, while the second position has gone to Ms Sweta Mohanty from Hyderabad.


    Mr R V Varun Kumar of Chennai, the topper among male candidates, has secured the overall third rank.


    Ms Divyadarshini has done her B.A. B.L. (Hons.) from Dr Ambedkar Law University, Chennai. This was her second attempt at the prestigious examination.


    Ms Mohanty has done B.Tech. (Computer Science) from the Gokaraju Rangaraju Institute of Engineering and Technology, Jawaharlal Nehru Technological University, Hyderabad. Mr Varun Kumar has done Bachelor in Dental Sciences from the Ragas Dental College, Chennai. This was his third attempt in the examination.


    An official press release said that, based on the results of the written part of the examination held in October-November last year and the interviews for personality test held in March-April this year, the Union Public Service Commission (UPSC) has recommended 920 candidates for appointment to the Indian Administrative Service (IAS), the Indian Foreign Service (IFS), the Indian Police Service (IPS) and the Central Services, Group A and Group B.




    According to the release, the top 25 candidates consist of 20 men and five women. They include 15 candidates belonging to the engineering discipline, five to commerce, management, humanities, science and social sciences and five to medical sciences.


    As many as 8 of the top 25 have made it to the merit list in their first attempt, 4 in the second, 9 in the third, 3 in the fourth and 1 in the fifth attempt.


    Of the 920 candidates recommended, 28 are physically challenged candidates, including 14 orthopaedically challenged, 5 visually impaired and 9 hearing impaired.


    They include 428 General candidates (including 19 Physically Challenged candidates), 270 Other Backward Classes (OBC) (including 8 Physically Challenged candidates), 148 Scheduled Castes (SC) (including 1 Physically Challenged candidate) and 74 Scheduled Tribes (ST) candidates.


    The results are available on the websites of the UPSC and the Press Information Bureau.


    According to the release, the number of vacancies reported by the Government for the IAS 151 (76 General, 41 OBC, 23 SC and 11 ST); for the IFS is 35 (18 General, 8 OBC, 3 SC and 6 ST); for the IPS is 150 (77 General, 40 OBC, 22 SC and 11 ST); for the Central Services Group ‘A’ is 623 (324 General, 161 OBC, 94 SC and 44 ST) and for Central Services Group ‘B’ is 84 (55 General, 21 OBC, 6 SC and 2 ST).


    This includes 28 vacancies for Physically Challenged candidates, the release said.


    Appointment to the various services will be made according to the number of vacancies available with due consideration to the provisions contained in Rules 2 and 19 of the Rules of the Examination and subject to the final decision of the Supreme Court /High Courts / Central Administrative Tribunals on various petitions pending before them.


    The release said that the candidature of 39 candidates was provisional. The result of two candidates has been withheld.


    In accordance with Rule 16(4) & (5) of the Civil Services Examination Rules, 2010, the UPSC is maintaining a consolidated Reserve List of 242 candidates which includes 121 General, 94 Other Backward Classes, 23 Scheduled Casts and 4 Scheduled Tribes candidates ranking in order of merit below the last recommended candidate under respective category.


    The Civil Services Examination is the most important and prestigious examination amongst various examinations conducted by the UPSC. It attracts the largest number of candidates from the entire length and breadth of the country. The selected candidates are appointed to the higher Civil Services of the country.


    For the 2010 examination, a total of 5,47,698 candidates had applied for this examination and 2,69,036 candidates appeared for the Preliminary examination, which was conducted on May 23, 2010.


    Of them, 12,491 candidates qualified for the Main written examination held in October- November, 2010.


    As many as 2589 candidates were short listed for the Personality Test conducted in March-April, 2011. Finally, 920 candidates (717 men and 203 women) have been recommended for appointment to the IAS, IFS, IPS and other Central Services.

    All new Hyundai fluidic Verna Ex Showroom and on Road Price in Delhi of petrol and diesel versions , whats new in Fludic Verna with detailed features and models

    Hyundai Motor India Limited, the country’s largest exporter and the second-largest car manufacturer, launched the all-new Fluidic Verna today. The new Verna bears Hyundai’s new design philosophy of ‘Fluidic Sculpture’.
    The Fluidic Verna boasts of futuristic looks, luxurious interiors, cutting-edge technology and premium appeal. Speaking at the launch of the much-awaited Fluidic Verna sedan,                  Mr. H W Park, MD & CEO, HMIL, said, “The Verna has been a trendsetter since it was first launched in 2006. We are confident that the all-new Fluidic Verna will create a new benchmark and raise the bar for the upper mid size cars in India. The launch today further reinstates our commitment to provide the best-in-class design, quality and technology to our customers here.”
    DYNAMIC AND FUTURISTIC DESIGN
    The new Fluidic Verna pioneers a host of premium and futuristic design elements based on the Fluidic Sculpture Design Philosophy. The car’s futuristic design sports a coupe like side profile which is further refined by elegant and continuous character lines. On the front, the Fluidic Verna displays the next generation hexagonal grille, eagle eye headlamps with wide air dam and distinctive ‘L’ shaped fog lamps that enhances the overall look of the car.


    Fluidic Sculpture design is further accentuated by premium features like chrome plated 2 tone rear garnish and stylish new tail lamp cluster. The 16-inch alloy wheels give the new Verna a bold new stance. Bold rear bumper (with reflectors) add on to the sporty look of the car.
    The car boasts of features which are specially developed for India. The interiors have luxurious elements and textures including two-tone beige and black high gloss interiors with wood finish. One of the unique features of the Fluidic Verna is the cluster ionizer which improves the quality of air inside the cabin by producing ion-plasma that traps bacteria and other impurities and comes into operation automatically as the AC is switched on. The rear end of the car is fitted with dual chrome tipped exhaust which adds on to the sporty feel. The car also comes with the convenience of an audio hand remote that allows quick surfing though the options.
    The fluidic design concept extends to the interiors too with a Y shaped crash pad and comfortable and spacious interior seating. The longer wheelbase (2570mm) generates ample leg space and the wide seats offer comfortable seating. The interiors feature an array of luxurious elements and textures including leather upholstery to give the car an elegant look and feel.
    The centre front armrest comes with segment first sliding function, whereas both front and rear armrests have storage space for enhanced convenience. Other thoughtful convenience features for the driver include driver’s side front and rear power windows with auto down and time lag function, electrically adjustable and foldable mirrors, tilt steering, electro chromic inside rear view mirror and steering mounted audio controls and Bluetooth connectivity that minimizes driver’s effort.
    In the new Fluidic Verna customers will enjoy unmatched audio experience. The car is loaded with fabulous infotainment system which supports Bluetooth connectivity and comes with features like Radio/CD/MP3/USB/Aux-in/i-Pod connectivity for unlimited music access. To make driving pleasurable in summers it has a Fully Automatic Temperature Control (FATC) system with a cooled glove-box.
    ENGINE & TRANSMISSION
    The new Fluidic Verna will be available with four engine options - 1.4 litre VTVT delivering 107PS@6300rpm of maximum power and 13.8Kgm@5000rpm of peak torque, the petrol 1.6 litre VTVT engine with 123PS@6300rpm maximum power and 15.8@4200rpm peak torque, the Common Rail diesel 1.4 litre CRDi with 90PS@4000rpm max power and 22.43kgm@1750 – 2750rpm of peak torque and the diesel 1.6 litre VGT CRDi, with range topping 128@4000rpm max power and 26.5kgm@1900-2750rpm of peak torque.
    Both the 1.6 litre petrol and the diesel engines are mated to a 4-speed automatic transmission while the manual transmission option is available with all the four engine options. The super-efficient 1.4 litre petrol engine gives a mileage of 17.43 kmpl (ARAI figures) while the 1.4 litre diesel version clocks 23.5 kmpl making the new Fluidic Verna the most fuel-efficient car in the segment.
    UNMATCHED CLASS LEADING SAFETY

    Hyundai has always led the way when it comes to ensuring safety and security in its vehicles. The new Fluidic Verna is packed with an array of necessary safety features and effective safety technologies to enable occupant’s safety. It has been awarded a Five Star Safety Rating by  C-NCAP (China- New Car Assessment Program) making it one of the safest mid-size sedan.
    The new Verna is equipped with first in class 6 airbags for occupant protection as a passive safety feature while the EBD (Electronic Brake force distribution and ABS (anti lock braking system) provide the much needed active safety systems to help the driver control the car better.
    The philosophy of “Fluidic Sculpture” also guarantees safety and stability of the car. In order to ensure over-all strength and safety, the body of new Fluidic Verna is built with high strength steel. External features like a ring type structure in the centre pillar area provides more strength and protection against side impacts.
    Hyundai is also the first to come up with Rear Parking Camera (with display on the inside rearview mirror) in the mid-size sedan segment along with reverse parking sensors which helps in ensuring safe and easy parking of the car.
    One of the essential safety features brought in by Hyundai in this segment is the automatic unlocking of the door on collision which facilitates quick exit of the occupants. Speed sensing auto door lock prevents accidental opening of the door while moving which adds to unparallel safety while driving. The car is also equipped with a clutch lock system which adds to the safety of the car when parked.
    The new Verna goes on sale immediately and will be available in a range of 6 exciting new colours with 8 trim options.
    FIRST IN SEGMENT FEATURES
    • Engine start/stop button 

    • Smart key

    • Rear parking camera 

    • Rear parking sensors

    • Auto dim Electro Chromic rearview mirrors

    • Clean air cluster ionizer

    • Sliding centre armrest 

    • Electrically foldable outside mirrors

    • Supervision cluster

    • Eco indicator for automatic transmission

    • Dual Chrome tipped exhaust

    • 6 Airbags 

    • Speed sensing auto door lock

    • Impact sensing auto door unlock

    • Front & rear disc brakes

    • 6 speed manual transmission for the diesel

    Trim-wise price of the new VERNA
    Trim New Verna Ex Showroom Price, Delhi ( Rs.)

     1.4 1.6 1.6 SX 1.6 SX(O) 1.6 SX(O) AT

    Petrol 699,000 764,500 824,500 894,500 964,500

    Diesel 809,000 874,500 934,500 1,004,500 1,074,500


    10 Most Shocking Stuff Made Of Gold

    World is going more fast that you are unable to predict what comes next. Creative minds can't stop trying to play with diamonds and gold. Presenting 10 most shocking and outrageous stuff made up of pure gold.

    1. Car Made of Gold


    2. Apple iPad Made of Gold


    3. Pencil Made of Gold


    4. Tub Inner side Made of Gold


    5. Earphones Made of Gold


    6. Mug Made of Gold


    7. Toilet Made of Gold


    8. Coffin Made of Gold


    9. Watches Made of Gold

      
    10. Lemonade Made of Gold

    Summer Dresses 2011

    Summer 2011 is around all you can do this season is to go shopping and buy some new outfits for your closet to look more fashionable this season. Pull out colorful bright prints and lighter material to feel comfortable and be in style this summer with these eco friendly fabrics. This season invites summer eco friendly fabrics to feel comfortable and stylish wearing easy summer dresses. There are so many great looks this season that you could be feeling hard pushed to choose which clothes look more bouncy and fresh in summer. Designers have worked with funky blend line which is off bang and modish shirts in varying lengths and cuts having harmonizing with cotton pants and matching trousers. With the sweltering heat designers have chosen light and neutral hues included with dark colors showing that this season is all about sun.
    The maxi dresses with spaghetti straps are in with summer season for a gusty casual or evening wear, you can go with it all summer they are available in many summery colors like pastel shades and some bright summer colors like yellow, fuchsia and brick shades they are very easy to wear dresses. The must have outfit of the season would be the silhouettes with a buckled waist in neutral and summer shades to give you sporty and formal both look together. Short dresses with floral prints face framing tangled necks and simple necks in wishy-washy and bright shades dresses to buy this season. There is a spectacular compilation in ease dresses this summer for women to spice up your cuts that are light and fun to wear. Be ready to capture bright, soft and comfy looks with scorching heat wholly designed by designers for this sunny summer season.
    Sleeveless sheath styled dresses and sundresses would be perfect for this summer 2011 available in beautiful floral prints and some plain in neutral or pastel shades. Scallop tiered dress are also hot this summer styled with frills and ruffles very easy to wear available in cool shades. Styles like plugging necks, blousy bodices, flutter sleeves and wrapped waists are choice of designers in summer dresses this season 2011, fun floral, umber prints or an abstract print are hot in the summer dresses collection. Lace dresses with soft pastel tones are the comfy choice to make in the summer season so whether you are going to saloon or in a business meeting it would be lovely to wear them. The vivacious ladylike dresses with summery color palette give you a new sparkling summer look.

    Women Summer Dresses

    This summer womens can have a variety if beautiful and colourfull dresses according to their body type and shape.Markets are full with new and latest fashion dresses and ranging from cheap and affordable dresses to costly expensive ones.So choice is all yours you must select your summer outfits very carefully and always go for best quality and comfortable dresses.

    Girls Summer Dresses

    Like women young girls and teens are very fond of latest fashion and clothing so its the right time to go to markets and shop for your favorite collection of summer dresses, there is a huge new collection of summer fashion dresses available in this season at reasonable prices.

    Plus size Summer Dresses

    Don't worry if you are not able to fit in regular size clothing and dresses, you still can have a good and decent fashion dresses at economical rates.Just have a look at latest plus size dresses for women and you will be amazed to see the variety and cheap prices that are available at thew starting of summer season, so don't miss the chance!

    Summer Dresses 2011

    Summer 2011 is around all you can do this season is to go shopping and buy some new outfits for your closet to look more fashionable this season. Pull out colorful bright prints and lighter material to feel comfortable and be in style this summer with these eco friendly fabrics. This season invites summer eco friendly fabrics to feel comfortable and stylish wearing easy summer dresses. There are so many great looks this season that you could be feeling hard pushed to choose which clothes look more bouncy and fresh in summer. Designers have worked with funky blend line which is off bang and modish shirts in varying lengths and cuts having harmonizing with cotton pants and matching trousers. With the sweltering heat designers have chosen light and neutral hues included with dark colors showing that this season is all about sun.
    The maxi dresses with spaghetti straps are in with summer season for a gusty casual or evening wear, you can go with it all summer they are available in many summery colors like pastel shades and some bright summer colors like yellow, fuchsia and brick shades they are very easy to wear dresses. The must have outfit of the season would be the silhouettes with a buckled waist in neutral and summer shades to give you sporty and formal both look together. Short dresses with floral prints face framing tangled necks and simple necks in wishy-washy and bright shades dresses to buy this season. There is a spectacular compilation in ease dresses this summer for women to spice up your cuts that are light and fun to wear. Be ready to capture bright, soft and comfy looks with scorching heat wholly designed by designers for this sunny summer season.
    Sleeveless sheath styled dresses and sundresses would be perfect for this summer 2011 available in beautiful floral prints and some plain in neutral or pastel shades. Scallop tiered dress are also hot this summer styled with frills and ruffles very easy to wear available in cool shades. Styles like plugging necks, blousy bodices, flutter sleeves and wrapped waists are choice of designers in summer dresses this season 2011, fun floral, umber prints or an abstract print are hot in the summer dresses collection. Lace dresses with soft pastel tones are the comfy choice to make in the summer season so whether you are going to saloon or in a business meeting it would be lovely to wear them. The vivacious ladylike dresses with summery color palette give you a new sparkling summer look.

    Women Summer Dresses

    This summer womens can have a variety if beautiful and colourfull dresses according to their body type and shape.Markets are full with new and latest fashion dresses and ranging from cheap and affordable dresses to costly expensive ones.So choice is all yours you must select your summer outfits very carefully and always go for best quality and comfortable dresses.

    Girls Summer Dresses

    Like women young girls and teens are very fond of latest fashion and clothing so its the right time to go to markets and shop for your favorite collection of summer dresses, there is a huge new collection of summer fashion dresses available in this season at reasonable prices.

    Plus size Summer Dresses

    Don't worry if you are not able to fit in regular size clothing and dresses, you still can have a good and decent fashion dresses at economical rates.Just have a look at latest plus size dresses for women and you will be amazed to see the variety and cheap prices that are available at thew starting of summer season, so don't miss the chance!

    Eating almonds has a positive effect on reducing low density cholesterol and also improves insulin sensitivity & helps in reducing diabetes

    As India grapples with a major public health problem, being home to an estimated 50.8 million diabetic population, the largest in the world, experts say "consuming a few almonds daily can help combat the lifestyle disease."



    "Eating almonds has a positive effect on reducing low density cholesterol and also improves insulin sensitivity; so it does help in pushing diabetes away," says Ritesh Gupta, head of clinical operation at Fortis C-Doc Hospital.



    "It is a healthy source of fibre, protein and calories and has been found to have a positive effect in reducing bad cholesterol and improved insulin sensitivity," Gupta told.



    Diabetes is caused when there is deficiency of insulin hormone, which controls blood sugar level. Its symptoms include fatigue, excessive thirst and frequent urination.



    "With an estimated 50.8 million people living with the disease, India has the world's largest population of diabetics in the world, followed by China with 43.2 million," says the World Health Organisation (WHO).







    The number in India is expected to go up to 87 million - 8.4 per cent of the country's adult population - by 2030.



    With India staring at a major public health threat due to diabetes and other lifestyle diseases, almond is now being hailed as the health nut.



    "Indians are more prone to lifestyle diseases like diabetes. The increasingly sedentary lifestyle and fast food double up the risk. Almond, which has traditionally been part of our diet, is a high source of nutrition and helps push these diseases away," says Anoop Misra, director of Diabetes Foundation (India).



    "A handful of almonds contain 164 calories and 7 gm of protein, which helps in fighting hunger pangs and helps you control what you eat. Almonds also help growing children in developing strong bones," he adds.



    A study done by scholars from the University of Medicine and Dentistry of New Jersey, West Chester University, Pennsylvania, and Loma Linda University of California, all in the US, and published in the Journal of the American College of Nutrition also confirms that the nut can control diabetes if consumed regularly.



    "A diet consisting of 20 per cent of calories as almonds over a 16-week period is effective in improving markers of insulin sensitivity and yields clinically significant improvements in LDL-C (low density lipoprotein cholesterol) in adults with pre-diabetes," the study said.



    "We have made great strides in chronic disease research, from evidence of effective treatment to evidence of effective prevention," said Michelle Wien, assistant research professor in nutrition at Loma Linda University's School of Public Health.



    She was also the principal investigator for the study, which was conducted at the University of Medicine and Dentistry of New Jersey.



    "Low density cholesterol is the cholesterol which blocks the arteries. According to the study, the intake of almonds had a significant effect on reducing the levels, along with improving insulin sensitivity," said Karen Lapsley, chief scientific officer of the Almond Board of California, which was an associate in the study.



    "It's also very easy to consume, one can have it any time, so it merges well with the hectic lifestyle," Lapsley said.



    Gupta, however, adds that indiscreet consumption of almonds alone will not help and it should be seen as a percentage of total calorie intakes.



    "It is not that one can eat anything and pop five almonds. It has to be seen as a percentage of total calorie intakes. The rest of the diet is as important," he added.



    src: TOI

    Investment under Section 80C to save tax : PF & VPF, PPF, NSC, ELSS, Life insurance premiums, Home loan,Stamp duty, registration charges, Fixed deposits (FDs) and Interest paid on education loan

    To encourage savings, the government gives tax breaks on certain financial products under Section 80C of the Income Tax Act. The section helps you save taxes on investments up to 1 lakh - if you are in the highest tax bracket of 30%, you can save Rs 30,000 in taxes. Here are the options available under the section:

    PF & VPF: Provident Fund (PF) is deducted from your salary. Your employer also contributes to it. While the employer's contribution is exempt from tax, your contribution is counted as investment under Section 80C. You can also contribute additional amounts to Voluntary PF (VPF). The EPFO has announced a 9.5% rate of return on deposits for 2010-2011. Also, the interest earned on the investments is tax-free.


    Public Provident Fund (PPF): A PPF account can be opened with a nationalised bank or a post office. The rate of interest earned is 8%, which is tax-free, and the maturity period is 15 years. The minimum required contribution is Rs 500 per year and the maximum allowed is Rs 70,000.


    National Savings Certificate (NSC): This is small-savings instrument for a period of six years. The rate of interest is 8%, compounded half-yearly. The interest accrued every year is liable to tax, but the interest earned is also deemed to be reinvested and, thus, eligible for tax deduction.


     

    Equity Linked Savings Scheme (ELSS): ELSS schemes are tax-saving mutual funds. The returns are not guaranteed, since an ELSS invests in equities. The money invested is locked in for three years.


    Life insurance premiums: Any amount you pay towards life insurance premium for yourself, your spouse or your children can be included for tax deduction. If you are paying premiums for more than one insurance policy, all the premiums can be included. Besides, investments in unit-linked insurance plans (Ulips), which offer life insurance with investment benefits, are also eligible for tax deduction.


    Home loan: Your home loan EMI has two components - the principal and the interest. The principal component qualifies for deduction under Section 80C.


    Stamp duty, registration charges: The amount you pay as stamp duty when you buy a house, and the amount you pay for registration of the house documents can be claimed as deduction under Section 80C. However, this can be done only in the year of purchase of the house.


    Fixed deposits (FDs): Tax-saving fixed deposits (FDs) of scheduled banks with a tenure of five years are entitled for tax deduction.


    Others: Expenses on children's education can be claimed as deduction under Section 80C. However, you need receipts to claim the benefit.


    Perfect Plane Landing On Car

    A perfect and accurate time management of a plane landing on a vehicle. A lot of people from different areas came just to watch this event and in order to appreciate them.Well this is a fun but life taking risk as well.



    Allah Name in Black and White Color - Islamic Wallpaper

    Name of Allah SWT In Allah Name in Black and White Color - Islamic Wallpaper.


    Allah Name In Green - Islamic Wallpaper

    Name of Allah SWT in Green Color - Islamic Wallpaper


    Moon Night Islamic Wallpaper

    Moon Night Islamic Wallpaper With Holy Quran.


    At TIPA awards Canon win 4 honors | 2011 Awards | Technical Image Press Association

    Canon proclaims the company has won four awards from the Technical Image Press Association (TIPA).


    Designed to honor the best products launched in the previous year, the TIPA Awards are recognized as the most popular imaging accolades worldwide.


    The 2011 awards again admit the quality present across Canon’s range, awarding honors to models across four different product groups.

    Comprising editors from leading photography titles across Europe, the TIPA panel meets annually to talk about the latest products, taking everything from novelty to design and overall product quality into account.
    The panel selects and acknowledges the marvelous imaging products from the previous 12 month period, and this year awarded important tribute to the following Canon products:


    - Best DSLR Entry Level: Canon EOS 600D

    - Best Superzoom Camera: Canon PowerShot SX230 HS

    - Best Professional Lens: Canon EF 70-200mm f/2.8L II USM

    - Best Multifunction Photo Printer: Canon PIXMA MG8150

    “We’re very proud to have received four awards from TIPA,” said Hendrik Verbrugghe, Marketing Director, Canon Middle East. “The TIPA awards are well known for independently acknowledging the very best imaging products, and we’re pleased to be so strongly represented across such a broad range of categories. These awards clearly demonstrate the quality present across Canon’s entire range, from multifunctional printing and consumer cameras to professional imaging, and highlight our commitment to achieving excellence across all categories.”

    After honouring Canon’s award-winning products, the TIPA observe panel offered the following citations:

    Best Professional Lens: Canon EF 70-200mm f/2.8L IS II USM

    The latest Canon EF 70-200mm f/2.8L IS II USM improves the autofocus speed, the optical image stabilization and the optical quality of its legendary predecessor, which is not an easy achievement.

    The EF 70-200mm f/2.8L IS II USM has an increased optical quality and features summarized chromatic aberration thanks to one fluorite and five UD lens elements.

    The newly developed optical image stabilisation now presents up to 4 stops of correction at all focal lengths.


    Best DSLR Entry Level: Canon EOS 600D

    The EOS 600D carries the legacy of easy operation and high functionality.

    TIPA members were really very impressed with the features such as the 18.0 Megapixel CMOS image sensor, full HD video recording, Live View shooting, Wireless flash photography and a Vari-angle 3-inch LCD monitor.

    Offering 3.7 frames-per-second shooting rate, a top 1/4000 second shutter speed and up to 6400 ISO sensitivity (plus 12,800 H), the camera permits for the full DSLR experience with relieve of operation that makes for a great first camera for those seeking to 'step up' from compact cameras.

    Best Superzoom Camera: Canon PowerShot SX230 HS

    The Canon PowerShot SX230 HS features a 12.1-Megapixel HS System with high-sensitivity CMOS sensor, and a 14x optical zoom (28-392mm equivalent) with optical image stabilisation. A 3-inch LCD screen, with 100% frame coverage, making easy for viewing and menu control.

    TIPA members were impressed with its characteristics such as Full HD 1080p  video with Dynamic Image Stabilizer, a new GPS function (including supplied Map Utility  software) and a high-sensitivity CMOS sensor coupled with Canon’s DIGIC 4 processor that decreases noise levels even at the higher ranges (up to ISO 3200).

    Best Multifunction Photo Printer: Canon PIXMA MG8150

    The Canon PIXMA MG8150 presents advanced printing technology in a beautiful black box design.

    With the latest Intelligent Touch System and direct Flickr® access from the Canon Easy-PhotoPrint EX software, making photo prints from a variety of sources has been made easier for all levels of photographers.
    The new Full HD Movie Print Function allows users to print their favourite moments from full HD movies, a thrilling feature that fits right in with camera trends.